Thursday 3 October 2013

My First Alternative Investment in Oil Palm Plantation - Golden Palm Growers Scheme











Golden Palm Growers Berhad
Golden Palm Growers Scheme August 2013 Prospectus

Time pass swiftly, I've served this company almost 2 years since February 2012.

I'll explain how this investment works:

This investment is investing in oil palm plantation of 11,000 acres or 44,000 growers plot

1 Growers Plot = ¼ acre of land
Minimum Investment = 1 Growers Plot
Phase 1 - RM 7,000/plot  (20/8/2010 - 19/2/2011)
Phase 2 - RM 8,000/plot  (20/2/2011 - 30/9/2011)
Phase 3 - RM 8,800/plot  (1/10/2011 - 19/8/2012)
Phase 4 - RM 9,600/plot  (20/8/2012 - 30/9/2013)
Special TopUp Promotion - RM 8,000/plot  (1/7/2013 - 30/9/2013)

Investment Return
Planting Phase (20th of August, 2010 - 19th of August, 2016)
First 6 years: 6% Guaranteed Return + Discretionary Bonus:
2011 Total Payout : 8% (2% Bonus)
2012 Total Payout : 8% (2% Bonus)
2013 Total Payout : 6% (0% Bonus)

Commercial Yield Phase (20th of August, 2016 - 19th of August, 2033)
This is based on 2 formulas whichever the return is higher:
a) i) Average Crude Palm Oil (CPO) Price => RM 1500/metric tonne (mt) : 9% of purchased plot price
    ii) Average CPO Price => RM 1000/mt or < RM 1500/mt : 6% of purchased plot price
   iii) Average CPO Price < RM 1000/mt : 0% of purchased plot price
b) Net profit sharing = (Net profit of the plantation / Total Number of Plot ) x Number of Plot Owned

Scenario A
For example: Mr. Teo purchased 10 plots of RM 8,800/plot; Average CPO Price is RM 3,500/mt; Company net profit RM 50,000,000.
a) 10 plots x RM 8,800 x 9% = RM 7,920 Return
b) (RM 50,000,000 / 44,000) x 10 plots = RM 11,363.64 Return √ Higher

In this scenario, Mr. Teo will get the return of RM 11,363.64 in that year.

Scenario B
For example: Mr. Lee purchased 20 plots of RM 8,000/plot; Average CPO Price is RM 2,800/mt; Company net profit RM 30,000,000.
a) 20 plots x RM 8,000 x 9% = RM 14,400 Return √ Higher
b) (RM 30,000,000 / 44,000) x 20 plots = RM 13,636.36 Return 

In this scenario, Mr. Lee will get the return of RM 14,400.00 in that year.

Liquidation
Total term of this investment is 23 years begin from 20th of August, 2010 until 19th of August, 2033.

a) Long term:
Upon the maturity in 2033, the plantation will sell at the price of the land value.
b) Short term:
Company guarantee buyback capital after 20th of August, 2016. However, limited to 10% of total number of plots sold.

Partners
Land Owner : Perbadanan Pembangunan Ladang Rakyat Negeri Kelantan
Trustee : AmTrustee Berhad 
Auditors : BDO
Solicitors : Zul Rafique & Partners 
Independent Consultant : CPS Plantation Management Sdn Bhd 
Independent Valuer: Messrs Raine & Horne International Zaki & Partners Sdn Bhd

Security
- Regulated by Companies Commission of Malaysia
- Government-registered investment, share-farming interest scheme
- Land title hold by Trustee 
- Audit half yearly by renowned Auditor
- Experienced plantation management team from Sime Darby
- Evaluate plantation's value half yearly by International Valuer



Golden Palm Nov 2011 Plantation Visit

Golden Palm June 2012 Plantation Visit

Golden Palm January 2013 Plantation Visit

A hassle-free investment giving good returns and long term passive income. Most importantly it is managed by a group of professionals, it gives investors a peace of mind after investing in Golden Palm Growers Scheme.

Instead of dumping all of our savings in bank, we should diversify our investment portfolio in different place to generate more income by using our money.

Thank you.

Thursday 11 July 2013

Hi blogspot

Hello world!

My first blog in my life

Thank you and どぞよろしくお願いいします

=D